ElderCarePeek

Massachusetts vs Washington: Senior Care Cost Comparison (2026)

Side-by-side comparison of nursing home, assisted living, and home care costs.

Massachusetts

$13,992/mo

Nursing home (private room)

Senior population: 17%

Washington

$10,982/mo

Nursing home (private room)

Senior population: 15.9%

Which State is More Affordable for Senior Care?

Washington has lower nursing home costs by $3,010/month ($36,120/year). Over 5 years, that's a difference of $180,600.

Detailed Cost Comparison

Care TypeMassachusettsWashingtonDifference
Nursing Home (Private)$13,992/mo$10,982/mo+$3,010
Nursing Home (Semi-Private)$12,167/mo$9,963/mo+$2,204
Assisted Living$5,750/mo$5,750/mo$0
Home Health Aide$30.00/hr$31.00/hr$1.00
Adult Day Care$2,100/mo$2,017/mo+$83
Homemaker Services$28.00/hr$29.00/hr$1.00

Annual Cost Comparison

Massachusetts Annual Costs

Nursing Home (Private)$167,904/yr
Assisted Living$69,000/yr
Home Health Aide (8hr/day)$63,360/yr
Adult Day Care$25,200/yr

Washington Annual Costs

Nursing Home (Private)$131,784/yr
Assisted Living$69,000/yr
Home Health Aide (8hr/day)$65,472/yr
Adult Day Care$24,204/yr

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Frequently Asked Questions

Which state has cheaper nursing homes: Massachusetts or Washington?
Washington has lower nursing home costs. Massachusetts averages $13,992/month while Washington averages $10,982/month, a difference of $3,010/month.
How do assisted living costs compare between Massachusetts and Washington?
Assisted living in Massachusetts costs $5,750/month compared to $5,750/month in Washington.
What about home health aide costs?
Home health aides charge $30.00/hour in Massachusetts and $31.00/hour in Washington.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. Massachusetts: MassHealth covers nursing facility care. Frail Elder waiver and Senior Care Options program available.... Washington: Washington Medicaid covers nursing facilities. COPES waiver for home and community-based alternatives....

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Data verified March 2026 · Source: Genworth Cost of Care Survey