Senior Care Costs in Florida (2026)
Complete guide to nursing home, assisted living, and home care costs in Florida. Costs are 4.7% above the national average.
Nursing Home (Private)
$9,963/mo
National avg: $9,514
Nursing Home (Semi-Private)
$9,048/mo
National avg: $8,582
Assisted Living
$4,385/mo
National avg: $4,612
Home Health Aide
$26.00/hr
$4,576/mo (8hr/day)
Adult Day Care
$1,733/mo
National avg: $1,692
Homemaker Services
$24.00/hr
$4,224/mo (8hr/day)
Senior Care Costs by City in Florida
| City | Nursing Home | Assisted Living | Home Health Aide | Adult Day Care |
|---|---|---|---|---|
| Cape Coral | $10,106/mo | $4,448/mo | $26.37/hr | $1,758/mo |
| Clearwater | $10,481/mo | $4,613/mo | $27.35/hr | $1,823/mo |
| Coral Springs | $11,210/mo | $4,934/mo | $29.26/hr | $1,950/mo |
| Fort Lauderdale | $8,544/mo | $3,761/mo | $22.30/hr | $1,486/mo |
| Gainesville | $8,847/mo | $3,894/mo | $23.09/hr | $1,539/mo |
| Hialeah | $8,237/mo | $3,626/mo | $21.50/hr | $1,433/mo |
| Hollywood | $10,676/mo | $4,699/mo | $27.86/hr | $1,857/mo |
| Jacksonville | $9,150/mo | $4,027/mo | $23.88/hr | $1,592/mo |
| Lakeland | $10,270/mo | $4,520/mo | $26.80/hr | $1,786/mo |
| Miami | $9,871/mo | $4,345/mo | $25.76/hr | $1,717/mo |
| Orlando | $11,645/mo | $5,125/mo | $30.39/hr | $2,026/mo |
| Palm Bay | $9,457/mo | $4,162/mo | $24.68/hr | $1,645/mo |
| Pembroke Pines | $10,836/mo | $4,769/mo | $28.28/hr | $1,885/mo |
| Pompano Beach | $8,815/mo | $3,880/mo | $23.00/hr | $1,533/mo |
| Port St. Lucie | $11,928/mo | $5,250/mo | $31.13/hr | $2,075/mo |
| St. Petersburg | $10,573/mo | $4,653/mo | $27.59/hr | $1,839/mo |
| Tallahassee | $8,939/mo | $3,934/mo | $23.33/hr | $1,555/mo |
| Tampa | $8,787/mo | $3,868/mo | $22.93/hr | $1,529/mo |
Medicaid & Medicare Coverage in Florida
Florida Medicaid covers nursing home care. Statewide Medicaid Managed Care Long-Term Care Program available.
Medicare Coverage (Federal)
- Up to 100 days skilled nursing after hospital stay
- Home health services if homebound
- Does NOT cover custodial/long-term care
How to Pay for Care in Florida
- Long-term care insurance
- Medicaid (income/asset eligible)
- VA benefits for veterans
- Personal savings and investments
- Reverse mortgage proceeds
Florida Senior Demographics
21.3%
Population 65+
$63,062
Median Household Income
$119,556
Annual Nursing Home Cost
Elder Care Cost Calculator
Estimate senior care costs based on your state, care type, and duration needs.
Nursing Home (Private Room) in Florida
Monthly Cost
$9,963
Annual Cost
$119,556
5-Year Projection
$597,780
Total (12mo)
$119,556
vs. National Average
$422/mo higher than national average (+4.4%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
More About Florida
Frequently Asked Questions
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Data verified March 2026 · Source: Genworth Cost of Care Survey