Senior Care Costs in Washington (2026)
Complete guide to nursing home, assisted living, and home care costs in Washington. Costs are 15.4% above the national average.
Nursing Home (Private)
$10,982/mo
National avg: $9,514
Nursing Home (Semi-Private)
$9,963/mo
National avg: $8,582
Assisted Living
$5,750/mo
National avg: $4,612
Home Health Aide
$31.00/hr
$5,456/mo (8hr/day)
Adult Day Care
$2,017/mo
National avg: $1,692
Homemaker Services
$29.00/hr
$5,104/mo (8hr/day)
Senior Care Costs by City in Washington
| City | Nursing Home | Assisted Living | Home Health Aide | Adult Day Care |
|---|---|---|---|---|
| Bellevue | $9,220/mo | $4,828/mo | $26.03/hr | $1,693/mo |
| Bellingham | $11,694/mo | $6,123/mo | $33.01/hr | $2,148/mo |
| Everett | $9,348/mo | $4,894/mo | $26.39/hr | $1,717/mo |
| Federal Way | $10,345/mo | $5,416/mo | $29.20/hr | $1,900/mo |
| Kent | $11,136/mo | $5,830/mo | $31.43/hr | $2,045/mo |
| Olympia | $11,720/mo | $6,136/mo | $33.08/hr | $2,153/mo |
| Renton | $12,098/mo | $6,334/mo | $34.15/hr | $2,222/mo |
| Seattle | $13,104/mo | $6,861/mo | $36.99/hr | $2,407/mo |
| Spokane | $12,467/mo | $6,527/mo | $35.19/hr | $2,290/mo |
| Tacoma | $10,683/mo | $5,594/mo | $30.16/hr | $1,962/mo |
| Vancouver | $12,418/mo | $6,502/mo | $35.05/hr | $2,281/mo |
| Yakima | $11,601/mo | $6,074/mo | $32.75/hr | $2,131/mo |
Medicaid & Medicare Coverage in Washington
Washington Medicaid covers nursing facilities. COPES waiver for home and community-based alternatives.
Medicare Coverage (Federal)
- Up to 100 days skilled nursing after hospital stay
- Home health services if homebound
- Does NOT cover custodial/long-term care
How to Pay for Care in Washington
- Long-term care insurance
- Medicaid (income/asset eligible)
- VA benefits for veterans
- Personal savings and investments
- Reverse mortgage proceeds
Washington Senior Demographics
15.9%
Population 65+
$82,228
Median Household Income
$131,784
Annual Nursing Home Cost
Elder Care Cost Calculator
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Nursing Home (Private Room) in Washington
Monthly Cost
$10,982
Annual Cost
$131,784
5-Year Projection
$658,920
Total (12mo)
$131,784
vs. National Average
$1,441/mo higher than national average (+15.1%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
More About Washington
Frequently Asked Questions
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Data verified March 2026 · Source: Genworth Cost of Care Survey