Senior Care Costs in Palm Bay, FL (2026)
Compare nursing home, assisted living, and home care costs in Palm Bay.
Nursing Home (Private)
$9,457/mo
State avg: $9,963
Assisted Living
$4,162/mo
State avg: $4,385
Home Health Aide
$24.68/hr
$4,344/mo (8hr/day)
Adult Day Care
$1,645/mo
National avg: $1,692
Cost Comparison
| Care Type | Palm Bay | Florida Avg | National Avg |
|---|---|---|---|
| Nursing Home (Private) | $9,457/mo | $9,963/mo | $9,514/mo |
| Assisted Living | $4,162/mo | $4,385/mo | $4,612/mo |
| Home Health Aide | $24.68/hr | $26.00/hr | $25.82/hr |
| Adult Day Care | $1,645/mo | $1,733/mo | $1,692/mo |
Nearby Cities in Florida
Elder Care Cost Calculator
Estimate senior care costs based on your state, care type, and duration needs.
Nursing Home (Private Room) in Florida
Monthly Cost
$9,963
Annual Cost
$119,556
5-Year Projection
$597,780
Total (12mo)
$119,556
vs. National Average
Florida$9,963/mo
National Avg$9,541/mo
$422/mo higher than national average (+4.4%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
Long-term care insurance quotes
Medicare supplement plans
Elder law attorneys near me
Senior living communities
Home health care agencies
Medicaid planning services
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
Frequently Asked Questions
How much does a nursing home cost in Palm Bay, FL?
A private room nursing home in Palm Bay costs approximately $9,457/month ($113,484/year). This is $57 below the national average.
What is the cost of assisted living in Palm Bay?
Assisted living in Palm Bay, FL costs approximately $4,162/month ($49,944/year).
How much do home health aides charge in Palm Bay?
Home health aides in Palm Bay charge approximately $24.68/hour. For full-time care (8 hours/day, 22 days/month), that totals about $4,344/month.
Is Palm Bay an affordable place for senior care?
Yes, Palm Bay has nursing home costs that are below the national average, making it a relatively affordable option for senior care.
Was this data helpful?
Data verified March 2026 · Source: Genworth Cost of Care Survey