Senior Care Costs in Colorado (2026)
Complete guide to nursing home, assisted living, and home care costs in Colorado. Costs are 4.7% above the national average.
Nursing Home (Private)
$9,963/mo
National avg: $9,514
Nursing Home (Semi-Private)
$8,883/mo
National avg: $8,582
Assisted Living
$5,038/mo
National avg: $4,612
Home Health Aide
$29.00/hr
$5,104/mo (8hr/day)
Adult Day Care
$1,733/mo
National avg: $1,692
Homemaker Services
$27.00/hr
$4,752/mo (8hr/day)
Senior Care Costs by City in Colorado
| City | Nursing Home | Assisted Living | Home Health Aide | Adult Day Care |
|---|---|---|---|---|
| Arvada | $8,556/mo | $4,327/mo | $24.91/hr | $1,488/mo |
| Aurora | $9,812/mo | $4,961/mo | $28.56/hr | $1,707/mo |
| Boulder | $8,708/mo | $4,403/mo | $25.35/hr | $1,515/mo |
| Colorado Springs | $11,928/mo | $6,031/mo | $34.72/hr | $2,075/mo |
| Denver | $10,935/mo | $5,530/mo | $31.83/hr | $1,902/mo |
| Fort Collins | $8,385/mo | $4,240/mo | $24.41/hr | $1,458/mo |
| Lakewood | $9,282/mo | $4,693/mo | $27.02/hr | $1,614/mo |
| Pueblo | $10,134/mo | $5,125/mo | $29.50/hr | $1,763/mo |
| Thornton | $8,572/mo | $4,335/mo | $24.95/hr | $1,491/mo |
| Westminster | $9,875/mo | $4,994/mo | $28.74/hr | $1,718/mo |
Medicaid & Medicare Coverage in Colorado
Colorado Medicaid covers nursing facilities. HCBS waivers include Elderly, Blind and Disabled (EBD) waiver.
Medicare Coverage (Federal)
- Up to 100 days skilled nursing after hospital stay
- Home health services if homebound
- Does NOT cover custodial/long-term care
How to Pay for Care in Colorado
- Long-term care insurance
- Medicaid (income/asset eligible)
- VA benefits for veterans
- Personal savings and investments
- Reverse mortgage proceeds
Colorado Senior Demographics
14.7%
Population 65+
$80,184
Median Household Income
$119,556
Annual Nursing Home Cost
Elder Care Cost Calculator
Estimate senior care costs based on your state, care type, and duration needs.
Nursing Home (Private Room) in Colorado
Monthly Cost
$9,963
Annual Cost
$119,556
5-Year Projection
$597,780
Total (12mo)
$119,556
vs. National Average
$422/mo higher than national average (+4.4%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
More About Colorado
Frequently Asked Questions
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Data verified March 2026 · Source: Genworth Cost of Care Survey