ElderCarePeek

New York vs South Carolina: Senior Care Cost Comparison (2026)

Side-by-side comparison of nursing home, assisted living, and home care costs.

New York

$13,250/mo

Nursing home (private room)

Senior population: 16.9%

South Carolina

$7,604/mo

Nursing home (private room)

Senior population: 18.2%

Which State is More Affordable for Senior Care?

South Carolina has lower nursing home costs by $5,646/month ($67,752/year). Over 5 years, that's a difference of $338,760.

Detailed Cost Comparison

Care TypeNew YorkSouth CarolinaDifference
Nursing Home (Private)$13,250/mo$7,604/mo+$5,646
Nursing Home (Semi-Private)$11,745/mo$6,844/mo+$4,901
Assisted Living$5,500/mo$3,750/mo+$1,750
Home Health Aide$27.00/hr$22.00/hr+$5.00
Adult Day Care$2,350/mo$1,383/mo+$967
Homemaker Services$25.00/hr$20.00/hr+$5.00

Annual Cost Comparison

New York Annual Costs

Nursing Home (Private)$159,000/yr
Assisted Living$66,000/yr
Home Health Aide (8hr/day)$57,024/yr
Adult Day Care$28,200/yr

South Carolina Annual Costs

Nursing Home (Private)$91,248/yr
Assisted Living$45,000/yr
Home Health Aide (8hr/day)$46,464/yr
Adult Day Care$16,596/yr

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Frequently Asked Questions

Which state has cheaper nursing homes: New York or South Carolina?
South Carolina has lower nursing home costs. New York averages $13,250/month while South Carolina averages $7,604/month, a difference of $5,646/month.
How do assisted living costs compare between New York and South Carolina?
Assisted living in New York costs $5,500/month compared to $3,750/month in South Carolina.
What about home health aide costs?
Home health aides charge $27.00/hour in New York and $22.00/hour in South Carolina.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. New York: New York Medicaid covers nursing homes. Managed Long Term Care (MLTC) plans coordinate community services.... South Carolina: South Carolina Medicaid covers nursing home care. Community Choices waiver for home-based services....

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Data verified March 2026 · Source: Genworth Cost of Care Survey