Mississippi vs New Jersey: Senior Care Cost Comparison (2026)
Side-by-side comparison of nursing home, assisted living, and home care costs.
Which State is More Affordable for Senior Care?
Mississippi has lower nursing home costs by $4,867/month ($58,404/year). Over 5 years, that's a difference of $292,020.
Detailed Cost Comparison
| Care Type | Mississippi | New Jersey | Difference |
|---|---|---|---|
| Nursing Home (Private) | $7,300/mo | $12,167/mo | $4,867 |
| Nursing Home (Semi-Private) | $6,540/mo | $10,982/mo | $4,442 |
| Assisted Living | $3,500/mo | $5,950/mo | $2,450 |
| Home Health Aide | $19.00/hr | $27.00/hr | $8.00 |
| Adult Day Care | $1,250/mo | $2,100/mo | $850 |
| Homemaker Services | $17.50/hr | $25.00/hr | $7.50 |
Annual Cost Comparison
Mississippi Annual Costs
Nursing Home (Private)$87,600/yr
Assisted Living$42,000/yr
Home Health Aide (8hr/day)$40,128/yr
Adult Day Care$15,000/yr
New Jersey Annual Costs
Nursing Home (Private)$146,004/yr
Assisted Living$71,400/yr
Home Health Aide (8hr/day)$57,024/yr
Adult Day Care$25,200/yr
Senior Care Planning Resources
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Medicare Part A Coverage
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Frequently Asked Questions
Which state has cheaper nursing homes: Mississippi or New Jersey?
Mississippi has lower nursing home costs. Mississippi averages $7,300/month while New Jersey averages $12,167/month, a difference of $4,867/month.
How do assisted living costs compare between Mississippi and New Jersey?
Assisted living in Mississippi costs $3,500/month compared to $5,950/month in New Jersey.
What about home health aide costs?
Home health aides charge $19.00/hour in Mississippi and $27.00/hour in New Jersey.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. Mississippi: Mississippi Medicaid covers nursing home care. Elderly and Disabled waiver for home services. Lowest cost region.... New Jersey: New Jersey Medicaid covers nursing home care. MLTSS (Managed Long Term Services and Supports) for community options....
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Data verified March 2026 · Source: Genworth Cost of Care Survey