Minnesota vs North Dakota: Senior Care Cost Comparison (2026)
Side-by-side comparison of nursing home, assisted living, and home care costs.
Which State is More Affordable for Senior Care?
North Dakota has lower nursing home costs by $457/month ($5,484/year). Over 5 years, that's a difference of $27,420.
Detailed Cost Comparison
| Care Type | Minnesota | North Dakota | Difference |
|---|---|---|---|
| Nursing Home (Private) | $10,830/mo | $10,373/mo | +$457 |
| Nursing Home (Semi-Private) | $9,963/mo | $9,354/mo | +$609 |
| Assisted Living | $4,750/mo | $4,250/mo | +$500 |
| Home Health Aide | $29.00/hr | $28.00/hr | +$1.00 |
| Adult Day Care | $1,900/mo | $1,733/mo | +$167 |
| Homemaker Services | $27.00/hr | $26.00/hr | +$1.00 |
Annual Cost Comparison
Minnesota Annual Costs
Nursing Home (Private)$129,960/yr
Assisted Living$57,000/yr
Home Health Aide (8hr/day)$61,248/yr
Adult Day Care$22,800/yr
North Dakota Annual Costs
Nursing Home (Private)$124,476/yr
Assisted Living$51,000/yr
Home Health Aide (8hr/day)$59,136/yr
Adult Day Care$20,796/yr
Senior Care Planning Resources
Long-Term Care Insurance Quotes
Protect your savings with affordable LTC insurance coverage.
Medicaid Planning Services
Navigate Medicaid eligibility and asset protection strategies.
Medicare Part A Coverage
Understand what Medicare covers for skilled nursing facility care.
Elder Law Attorneys
Get legal help with estate planning and Medicaid spend-down rules.
Frequently Asked Questions
Which state has cheaper nursing homes: Minnesota or North Dakota?
North Dakota has lower nursing home costs. Minnesota averages $10,830/month while North Dakota averages $10,373/month, a difference of $457/month.
How do assisted living costs compare between Minnesota and North Dakota?
Assisted living in Minnesota costs $4,750/month compared to $4,250/month in North Dakota.
What about home health aide costs?
Home health aides charge $29.00/hour in Minnesota and $28.00/hour in North Dakota.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. Minnesota: Minnesota Medicaid covers nursing facility care. Elderly waiver for community-based alternatives.... North Dakota: North Dakota Medicaid covers nursing homes. SPED waiver for home-based services....
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Data verified March 2026 · Source: Genworth Cost of Care Survey