Massachusetts vs Tennessee: Senior Care Cost Comparison (2026)
Side-by-side comparison of nursing home, assisted living, and home care costs.
Which State is More Affordable for Senior Care?
Tennessee has lower nursing home costs by $6,540/month ($78,480/year). Over 5 years, that's a difference of $392,400.
Detailed Cost Comparison
| Care Type | Massachusetts | Tennessee | Difference |
|---|---|---|---|
| Nursing Home (Private) | $13,992/mo | $7,452/mo | +$6,540 |
| Nursing Home (Semi-Private) | $12,167/mo | $6,692/mo | +$5,475 |
| Assisted Living | $5,750/mo | $4,000/mo | +$1,750 |
| Home Health Aide | $30.00/hr | $22.00/hr | +$8.00 |
| Adult Day Care | $2,100/mo | $1,383/mo | +$717 |
| Homemaker Services | $28.00/hr | $20.50/hr | +$7.50 |
Annual Cost Comparison
Massachusetts Annual Costs
Nursing Home (Private)$167,904/yr
Assisted Living$69,000/yr
Home Health Aide (8hr/day)$63,360/yr
Adult Day Care$25,200/yr
Tennessee Annual Costs
Nursing Home (Private)$89,424/yr
Assisted Living$48,000/yr
Home Health Aide (8hr/day)$46,464/yr
Adult Day Care$16,596/yr
Senior Care Planning Resources
Long-Term Care Insurance Quotes
Protect your savings with affordable LTC insurance coverage.
Medicaid Planning Services
Navigate Medicaid eligibility and asset protection strategies.
Medicare Part A Coverage
Understand what Medicare covers for skilled nursing facility care.
Elder Law Attorneys
Get legal help with estate planning and Medicaid spend-down rules.
Frequently Asked Questions
Which state has cheaper nursing homes: Massachusetts or Tennessee?
Tennessee has lower nursing home costs. Massachusetts averages $13,992/month while Tennessee averages $7,452/month, a difference of $6,540/month.
How do assisted living costs compare between Massachusetts and Tennessee?
Assisted living in Massachusetts costs $5,750/month compared to $4,000/month in Tennessee.
What about home health aide costs?
Home health aides charge $30.00/hour in Massachusetts and $22.00/hour in Tennessee.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. Massachusetts: MassHealth covers nursing facility care. Frail Elder waiver and Senior Care Options program available.... Tennessee: TennCare covers nursing home care. CHOICES program provides home and community-based services....
Was this data helpful?
Data verified March 2026 · Source: Genworth Cost of Care Survey