Kentucky vs North Carolina: Senior Care Cost Comparison (2026)
Side-by-side comparison of nursing home, assisted living, and home care costs.
Which State is More Affordable for Senior Care?
Kentucky has lower nursing home costs by $548/month ($6,576/year). Over 5 years, that's a difference of $32,880.
Detailed Cost Comparison
| Care Type | Kentucky | North Carolina | Difference |
|---|---|---|---|
| Nursing Home (Private) | $7,756/mo | $8,304/mo | $548 |
| Nursing Home (Semi-Private) | $6,935/mo | $7,452/mo | $517 |
| Assisted Living | $3,750/mo | $4,250/mo | $500 |
| Home Health Aide | $22.00/hr | $23.00/hr | $1.00 |
| Adult Day Care | $1,300/mo | $1,517/mo | $217 |
| Homemaker Services | $20.00/hr | $21.00/hr | $1.00 |
Annual Cost Comparison
Kentucky Annual Costs
Nursing Home (Private)$93,072/yr
Assisted Living$45,000/yr
Home Health Aide (8hr/day)$46,464/yr
Adult Day Care$15,600/yr
North Carolina Annual Costs
Nursing Home (Private)$99,648/yr
Assisted Living$51,000/yr
Home Health Aide (8hr/day)$48,576/yr
Adult Day Care$18,204/yr
Senior Care Planning Resources
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Medicare Part A Coverage
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Frequently Asked Questions
Which state has cheaper nursing homes: Kentucky or North Carolina?
Kentucky has lower nursing home costs. Kentucky averages $7,756/month while North Carolina averages $8,304/month, a difference of $548/month.
How do assisted living costs compare between Kentucky and North Carolina?
Assisted living in Kentucky costs $3,750/month compared to $4,250/month in North Carolina.
What about home health aide costs?
Home health aides charge $22.00/hour in Kentucky and $23.00/hour in North Carolina.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. Kentucky: Kentucky Medicaid covers nursing home care. Home and Community Based waiver (HCB) available for eligible seniors.... North Carolina: North Carolina Medicaid covers nursing facility care. Community Alternatives Program waivers available....
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Data verified March 2026 · Source: Genworth Cost of Care Survey