Illinois vs Massachusetts: Senior Care Cost Comparison (2026)
Side-by-side comparison of nursing home, assisted living, and home care costs.
Which State is More Affordable for Senior Care?
Illinois has lower nursing home costs by $6,844/month ($82,128/year). Over 5 years, that's a difference of $410,640.
Detailed Cost Comparison
| Care Type | Illinois | Massachusetts | Difference |
|---|---|---|---|
| Nursing Home (Private) | $7,148/mo | $13,992/mo | $6,844 |
| Nursing Home (Semi-Private) | $6,540/mo | $12,167/mo | $5,627 |
| Assisted Living | $4,750/mo | $5,750/mo | $1,000 |
| Home Health Aide | $26.00/hr | $30.00/hr | $4.00 |
| Adult Day Care | $1,650/mo | $2,100/mo | $450 |
| Homemaker Services | $24.00/hr | $28.00/hr | $4.00 |
Annual Cost Comparison
Illinois Annual Costs
Nursing Home (Private)$85,776/yr
Assisted Living$57,000/yr
Home Health Aide (8hr/day)$54,912/yr
Adult Day Care$19,800/yr
Massachusetts Annual Costs
Nursing Home (Private)$167,904/yr
Assisted Living$69,000/yr
Home Health Aide (8hr/day)$63,360/yr
Adult Day Care$25,200/yr
Senior Care Planning Resources
Long-Term Care Insurance Quotes
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Medicare Part A Coverage
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Elder Law Attorneys
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Frequently Asked Questions
Which state has cheaper nursing homes: Illinois or Massachusetts?
Illinois has lower nursing home costs. Illinois averages $7,148/month while Massachusetts averages $13,992/month, a difference of $6,844/month.
How do assisted living costs compare between Illinois and Massachusetts?
Assisted living in Illinois costs $4,750/month compared to $5,750/month in Massachusetts.
What about home health aide costs?
Home health aides charge $26.00/hour in Illinois and $30.00/hour in Massachusetts.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. Illinois: Illinois Medicaid covers nursing facilities. Community Care Program and various HCBS waivers available.... Massachusetts: MassHealth covers nursing facility care. Frail Elder waiver and Senior Care Options program available....
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Data verified March 2026 · Source: Genworth Cost of Care Survey