Senior Care Costs in Toms River, NJ (2026)
Compare nursing home, assisted living, and home care costs in Toms River.
Nursing Home (Private)
$10,503/mo
State avg: $12,167
Assisted Living
$5,136/mo
State avg: $5,950
Home Health Aide
$23.31/hr
$4,103/mo (8hr/day)
Adult Day Care
$1,813/mo
National avg: $1,692
Cost Comparison
| Care Type | Toms River | New Jersey Avg | National Avg |
|---|---|---|---|
| Nursing Home (Private) | $10,503/mo | $12,167/mo | $9,514/mo |
| Assisted Living | $5,136/mo | $5,950/mo | $4,612/mo |
| Home Health Aide | $23.31/hr | $27.00/hr | $25.82/hr |
| Adult Day Care | $1,813/mo | $2,100/mo | $1,692/mo |
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Nursing Home (Private Room) in New Jersey
Monthly Cost
$12,167
Annual Cost
$146,004
5-Year Projection
$730,020
Total (12mo)
$146,004
vs. National Average
New Jersey$12,167/mo
National Avg$9,541/mo
$2,626/mo higher than national average (+27.5%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
Long-term care insurance quotes
Medicare supplement plans
Elder law attorneys near me
Senior living communities
Home health care agencies
Medicaid planning services
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
Frequently Asked Questions
How much does a nursing home cost in Toms River, NJ?
A private room nursing home in Toms River costs approximately $10,503/month ($126,036/year). This is $989 above the national average.
What is the cost of assisted living in Toms River?
Assisted living in Toms River, NJ costs approximately $5,136/month ($61,632/year).
How much do home health aides charge in Toms River?
Home health aides in Toms River charge approximately $23.31/hour. For full-time care (8 hours/day, 22 days/month), that totals about $4,103/month.
Is Toms River an affordable place for senior care?
Toms River has nursing home costs above the national average. However, costs vary by facility and care level.
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Data verified March 2026 · Source: Genworth Cost of Care Survey