Senior Care Costs in Saint Paul, MN (2026)
Compare nursing home, assisted living, and home care costs in Saint Paul.
Nursing Home (Private)
$8,720/mo
State avg: $10,830
Assisted Living
$3,825/mo
State avg: $4,750
Home Health Aide
$23.35/hr
$4,110/mo (8hr/day)
Adult Day Care
$1,530/mo
National avg: $1,692
Cost Comparison
| Care Type | Saint Paul | Minnesota Avg | National Avg |
|---|---|---|---|
| Nursing Home (Private) | $8,720/mo | $10,830/mo | $9,514/mo |
| Assisted Living | $3,825/mo | $4,750/mo | $4,612/mo |
| Home Health Aide | $23.35/hr | $29.00/hr | $25.82/hr |
| Adult Day Care | $1,530/mo | $1,900/mo | $1,692/mo |
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Nursing Home (Private Room) in Minnesota
Monthly Cost
$10,830
Annual Cost
$129,960
5-Year Projection
$649,800
Total (12mo)
$129,960
vs. National Average
Minnesota$10,830/mo
National Avg$9,541/mo
$1,289/mo higher than national average (+13.5%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
Long-term care insurance quotes
Medicare supplement plans
Elder law attorneys near me
Senior living communities
Home health care agencies
Medicaid planning services
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
Frequently Asked Questions
How much does a nursing home cost in Saint Paul, MN?
A private room nursing home in Saint Paul costs approximately $8,720/month ($104,640/year). This is $794 below the national average.
What is the cost of assisted living in Saint Paul?
Assisted living in Saint Paul, MN costs approximately $3,825/month ($45,900/year).
How much do home health aides charge in Saint Paul?
Home health aides in Saint Paul charge approximately $23.35/hour. For full-time care (8 hours/day, 22 days/month), that totals about $4,110/month.
Is Saint Paul an affordable place for senior care?
Yes, Saint Paul has nursing home costs that are below the national average, making it a relatively affordable option for senior care.
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Data verified March 2026 · Source: Genworth Cost of Care Survey