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Senior Care Costs in Sacramento, CA (2026)

Compare nursing home, assisted living, and home care costs in Sacramento.

Nursing Home (Private)

$10,619/mo

State avg: $11,502

Assisted Living

$5,308/mo

State avg: $5,750

Home Health Aide

$29.54/hr

$5,199/mo (8hr/day)

Adult Day Care

$1,862/mo

National avg: $1,692

Cost Comparison

Care TypeSacramentoCalifornia AvgNational Avg
Nursing Home (Private)$10,619/mo$11,502/mo$9,514/mo
Assisted Living$5,308/mo$5,750/mo$4,612/mo
Home Health Aide$29.54/hr$32.00/hr$25.82/hr
Adult Day Care$1,862/mo$2,017/mo$1,692/mo

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Nursing Home (Private Room) in California

Monthly Cost

$11,502

Annual Cost

$138,024

5-Year Projection

$690,120

Total (12mo)

$138,024

vs. National Average

California$11,502/mo
National Avg$9,541/mo

$1,961/mo higher than national average (+20.6%)

Medicare & Medicaid Coverage

  • Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
  • Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
  • Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
  • VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
Long-term care insurance quotes
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* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.

Frequently Asked Questions

How much does a nursing home cost in Sacramento, CA?
A private room nursing home in Sacramento costs approximately $10,619/month ($127,428/year). This is $1,105 above the national average.
What is the cost of assisted living in Sacramento?
Assisted living in Sacramento, CA costs approximately $5,308/month ($63,696/year).
How much do home health aides charge in Sacramento?
Home health aides in Sacramento charge approximately $29.54/hour. For full-time care (8 hours/day, 22 days/month), that totals about $5,199/month.
Is Sacramento an affordable place for senior care?
Sacramento has nursing home costs above the national average. However, costs vary by facility and care level.

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Data verified March 2026 · Source: Genworth Cost of Care Survey