Senior Care Costs in Reading, PA (2026)
Compare nursing home, assisted living, and home care costs in Reading.
Nursing Home (Private)
$10,962/mo
State avg: $10,068
Assisted Living
$4,900/mo
State avg: $4,500
Home Health Aide
$27.22/hr
$4,791/mo (8hr/day)
Adult Day Care
$1,887/mo
National avg: $1,692
Cost Comparison
| Care Type | Reading | Pennsylvania Avg | National Avg |
|---|---|---|---|
| Nursing Home (Private) | $10,962/mo | $10,068/mo | $9,514/mo |
| Assisted Living | $4,900/mo | $4,500/mo | $4,612/mo |
| Home Health Aide | $27.22/hr | $25.00/hr | $25.82/hr |
| Adult Day Care | $1,887/mo | $1,733/mo | $1,692/mo |
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Nursing Home (Private Room) in Pennsylvania
Monthly Cost
$10,068
Annual Cost
$120,816
5-Year Projection
$604,080
Total (12mo)
$120,816
vs. National Average
Pennsylvania$10,068/mo
National Avg$9,541/mo
$527/mo higher than national average (+5.5%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
Long-term care insurance quotes
Medicare supplement plans
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Senior living communities
Home health care agencies
Medicaid planning services
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
Frequently Asked Questions
How much does a nursing home cost in Reading, PA?
A private room nursing home in Reading costs approximately $10,962/month ($131,544/year). This is $1,448 above the national average.
What is the cost of assisted living in Reading?
Assisted living in Reading, PA costs approximately $4,900/month ($58,800/year).
How much do home health aides charge in Reading?
Home health aides in Reading charge approximately $27.22/hour. For full-time care (8 hours/day, 22 days/month), that totals about $4,791/month.
Is Reading an affordable place for senior care?
Reading has nursing home costs above the national average. However, costs vary by facility and care level.
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Data verified March 2026 · Source: Genworth Cost of Care Survey