Senior Care Costs in Missoula, MT (2026)
Compare nursing home, assisted living, and home care costs in Missoula.
Nursing Home (Private)
$10,335/mo
State avg: $9,506
Assisted Living
$4,892/mo
State avg: $4,500
Home Health Aide
$30.44/hr
$5,357/mo (8hr/day)
Adult Day Care
$1,794/mo
National avg: $1,692
Cost Comparison
| Care Type | Missoula | Montana Avg | National Avg |
|---|---|---|---|
| Nursing Home (Private) | $10,335/mo | $9,506/mo | $9,514/mo |
| Assisted Living | $4,892/mo | $4,500/mo | $4,612/mo |
| Home Health Aide | $30.44/hr | $28.00/hr | $25.82/hr |
| Adult Day Care | $1,794/mo | $1,650/mo | $1,692/mo |
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Nursing Home (Private Room) in Montana
Monthly Cost
$9,506
Annual Cost
$114,072
5-Year Projection
$570,360
Total (12mo)
$114,072
vs. National Average
Montana$9,506/mo
National Avg$9,541/mo
$35/mo lower than national average (-0.4%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
Long-term care insurance quotes
Medicare supplement plans
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Senior living communities
Home health care agencies
Medicaid planning services
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
Frequently Asked Questions
How much does a nursing home cost in Missoula, MT?
A private room nursing home in Missoula costs approximately $10,335/month ($124,020/year). This is $821 above the national average.
What is the cost of assisted living in Missoula?
Assisted living in Missoula, MT costs approximately $4,892/month ($58,704/year).
How much do home health aides charge in Missoula?
Home health aides in Missoula charge approximately $30.44/hour. For full-time care (8 hours/day, 22 days/month), that totals about $5,357/month.
Is Missoula an affordable place for senior care?
Missoula has nursing home costs above the national average. However, costs vary by facility and care level.
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Data verified March 2026 · Source: Genworth Cost of Care Survey