Senior Care Costs in McKinney, TX (2026)
Compare nursing home, assisted living, and home care costs in McKinney.
Nursing Home (Private)
$5,234/mo
State avg: $6,083
Assisted Living
$3,595/mo
State avg: $4,178
Home Health Aide
$19.79/hr
$3,483/mo (8hr/day)
Adult Day Care
$932/mo
National avg: $1,692
Cost Comparison
| Care Type | McKinney | Texas Avg | National Avg |
|---|---|---|---|
| Nursing Home (Private) | $5,234/mo | $6,083/mo | $9,514/mo |
| Assisted Living | $3,595/mo | $4,178/mo | $4,612/mo |
| Home Health Aide | $19.79/hr | $23.00/hr | $25.82/hr |
| Adult Day Care | $932/mo | $1,083/mo | $1,692/mo |
Nearby Cities in Texas
Elder Care Cost Calculator
Estimate senior care costs based on your state, care type, and duration needs.
Nursing Home (Private Room) in Texas
Monthly Cost
$6,083
Annual Cost
$72,996
5-Year Projection
$364,980
Total (12mo)
$72,996
vs. National Average
Texas$6,083/mo
National Avg$9,541/mo
$3,458/mo lower than national average (-36.2%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
Long-term care insurance quotes
Medicare supplement plans
Elder law attorneys near me
Senior living communities
Home health care agencies
Medicaid planning services
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
Frequently Asked Questions
How much does a nursing home cost in McKinney, TX?
A private room nursing home in McKinney costs approximately $5,234/month ($62,808/year). This is $4,280 below the national average.
What is the cost of assisted living in McKinney?
Assisted living in McKinney, TX costs approximately $3,595/month ($43,140/year).
How much do home health aides charge in McKinney?
Home health aides in McKinney charge approximately $19.79/hour. For full-time care (8 hours/day, 22 days/month), that totals about $3,483/month.
Is McKinney an affordable place for senior care?
Yes, McKinney has nursing home costs that are below the national average, making it a relatively affordable option for senior care.
Was this data helpful?
Data verified March 2026 · Source: Genworth Cost of Care Survey