Senior Care Costs in Kearney, NE (2026)
Compare nursing home, assisted living, and home care costs in Kearney.
Nursing Home (Private)
$7,269/mo
State avg: $8,608
Assisted Living
$3,589/mo
State avg: $4,250
Home Health Aide
$21.95/hr
$3,863/mo (8hr/day)
Adult Day Care
$1,351/mo
National avg: $1,692
Cost Comparison
| Care Type | Kearney | Nebraska Avg | National Avg |
|---|---|---|---|
| Nursing Home (Private) | $7,269/mo | $8,608/mo | $9,514/mo |
| Assisted Living | $3,589/mo | $4,250/mo | $4,612/mo |
| Home Health Aide | $21.95/hr | $26.00/hr | $25.82/hr |
| Adult Day Care | $1,351/mo | $1,600/mo | $1,692/mo |
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Nursing Home (Private Room) in Nebraska
Monthly Cost
$8,608
Annual Cost
$103,296
5-Year Projection
$516,480
Total (12mo)
$103,296
vs. National Average
Nebraska$8,608/mo
National Avg$9,541/mo
$933/mo lower than national average (-9.8%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
Long-term care insurance quotes
Medicare supplement plans
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Senior living communities
Home health care agencies
Medicaid planning services
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
Frequently Asked Questions
How much does a nursing home cost in Kearney, NE?
A private room nursing home in Kearney costs approximately $7,269/month ($87,228/year). This is $2,245 below the national average.
What is the cost of assisted living in Kearney?
Assisted living in Kearney, NE costs approximately $3,589/month ($43,068/year).
How much do home health aides charge in Kearney?
Home health aides in Kearney charge approximately $21.95/hour. For full-time care (8 hours/day, 22 days/month), that totals about $3,863/month.
Is Kearney an affordable place for senior care?
Yes, Kearney has nursing home costs that are below the national average, making it a relatively affordable option for senior care.
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Data verified March 2026 · Source: Genworth Cost of Care Survey